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Increasing household delinquencies unlikely to trigger loan sales in Canada

Nation's ‘extend-and-manage’ model works to limit buildup of tradable distressed debt
The head office of the Office of the Superintendent of Financial Institutions, an independent federal agency regulating the financial soundness of banks, insurance companies, and private pension plans, is located at 255 Albert Street, Ottawa. (CoStar)
The head office of the Office of the Superintendent of Financial Institutions, an independent federal agency regulating the financial soundness of banks, insurance companies, and private pension plans, is located at 255 Albert Street, Ottawa. (CoStar)
CoStar Analytics
May 27, 2026 | 12:04 P.M.

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As household delinquencies rise, the question of Canadian banks offloading distressed loan portfolios may become more commonplace.

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News | Increasing household delinquencies unlikely to trigger loan sales in Canada