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Florida’s insurance market softens, reshaping deal economics for real estate

Leading insurance broker discusses shifting local market
The Ascend Oakpoint is a 240-unit four-star property in Northwest Orlando that traded to Independence Realty Trust in July 2025. The property sold for $60.25 million, or $251,000 per unit, whereas the average sale across the broader market in the past year was closer to $220,000 per unit. (CoStar)
The Ascend Oakpoint is a 240-unit four-star property in Northwest Orlando that traded to Independence Realty Trust in July 2025. The property sold for $60.25 million, or $251,000 per unit, whereas the average sale across the broader market in the past year was closer to $220,000 per unit. (CoStar)
CoStar Analytics
March 13, 2026 | 6:28 P.M.

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Insurance has long been one of the most volatile and consequential costs in Floridian real estate, often ranking among the top operating expenses for owners and investors.

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